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Household finance, women’s property and health cover
Account presence and household membership measures, with personal ownership and effective protection kept separate.
New official tables
Selected checked indicators
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| Measure | Value | Who or what is counted? | Period and evidence |
|---|---|---|---|
| Persons reporting illness in previous 15 daysIndia · Household finance, women’s property and health cover | 13.1%of persons | Persons represented by NSS Health 2025 | January–December 2025 survey; recall period as labelled Official source ↗B. Key findings Definition and limitsSample survey and self-reported illness; not clinical prevalence. Hospitalisation rate is instances per 100 persons, excluding childbirth, not necessarily distinct people. Expenses are out-of-pocket medical expenditure at survey-period prices, per case, not hospital prices or insurance premium. Private includes government-empanelled private facilities. Mean and median answer different questions and must stay separate. Survey coverage is persons, whereas NFHS household-health-cover indicators use a different denominator. |
| Childbirths occurring in institutionsIndia · Household finance, women’s property and health cover | 96.2%of childbirths | Childbirths during previous 365 days represented by NSS Health 2025 | January–December 2025 survey; recall period as labelled Official source ↗B3 childbirth Definition and limitsSample survey and self-reported illness; not clinical prevalence. Hospitalisation rate is instances per 100 persons, excluding childbirth, not necessarily distinct people. Expenses are out-of-pocket medical expenditure at survey-period prices, per case, not hospital prices or insurance premium. Private includes government-empanelled private facilities. Mean and median answer different questions and must stay separate. Survey coverage is persons, whereas NFHS household-health-cover indicators use a different denominator. |
| Mean out-of-pocket medical expenditure per hospitalisationIndia · Household finance, women’s property and health cover | 34,064INR per case | Hospitalisation cases excluding childbirth during previous 365 days | January–December 2025 survey; recall period as labelled Official source ↗B5 expenditure I, All, Average Definition and limitsSample survey and self-reported illness; not clinical prevalence. Hospitalisation rate is instances per 100 persons, excluding childbirth, not necessarily distinct people. Expenses are out-of-pocket medical expenditure at survey-period prices, per case, not hospital prices or insurance premium. Private includes government-empanelled private facilities. Mean and median answer different questions and must stay separate. Survey coverage is persons, whereas NFHS household-health-cover indicators use a different denominator. |
| Median out-of-pocket medical expenditure per hospitalisationIndia · Household finance, women’s property and health cover | 11,285INR per case | Hospitalisation cases excluding childbirth during previous 365 days | January–December 2025 survey; recall period as labelled Official source ↗B5 expenditure I, All, Median Definition and limitsSample survey and self-reported illness; not clinical prevalence. Hospitalisation rate is instances per 100 persons, excluding childbirth, not necessarily distinct people. Expenses are out-of-pocket medical expenditure at survey-period prices, per case, not hospital prices or insurance premium. Private includes government-empanelled private facilities. Mean and median answer different questions and must stay separate. Survey coverage is persons, whereas NFHS household-health-cover indicators use a different denominator. |
Households with any usual member having a bank/post office account, NFHS-6
2023–24. Households with at least one usual member holding an account; not the share of people with an active account.
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| Place or category | Value% |
|---|---|
| Urban India (survey coverage) | 97.3% |
| Rural India (survey coverage) | 98.6% |
| India (Manipur excluded) | 98.2% |
Provisional NFHS-6 estimates for the 2023–24 round; fieldwork May 2023–December 2024; Manipur excluded. Not 2026 administrative counts. Household-based and person-based indicators have different denominators. Each indicator retains its published universe. Improved drinking-water source is a source-type classification, including specified piped, protected and packaged sources. It does not by itself establish water quality testing, uninterrupted supply or safely managed service. Electricity presence is different from reliability, hours of supply and affordability. An account held by any household member is different from individual access or usage. NFHS-5 totals are shown only as printed by NFHS-6. Round comparisons need attention to changed coverage and definitions; do not mix a household share with a person share.
Original source table ↗ · India—Key Indicators, indicator 8; printed p.4 / PDF p.26
Download this complete tableHouseholds with any usual female member owning a house and/or land, NFHS-6
2023–24. Households with any usual female member owning house and/or land, alone or jointly; not all women.
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| Place or category | Value% |
|---|---|
| Urban India (survey coverage) | 18.2% |
| Rural India (survey coverage) | 19.1% |
| India (Manipur excluded) | 18.8% |
Provisional NFHS-6 estimates for the 2023–24 round; fieldwork May 2023–December 2024; Manipur excluded. Not 2026 administrative counts. Household-based and person-based indicators have different denominators. Each indicator retains its published universe. Improved drinking-water source is a source-type classification, including specified piped, protected and packaged sources. It does not by itself establish water quality testing, uninterrupted supply or safely managed service. Electricity presence is different from reliability, hours of supply and affordability. An account held by any household member is different from individual access or usage. NFHS-5 totals are shown only as printed by NFHS-6. Round comparisons need attention to changed coverage and definitions; do not mix a household share with a person share.
Original source table ↗ · India—Key Indicators, indicator 10; printed p.4 / PDF p.26
Download this complete tableHouseholds with any usual member covered by a health insurance/financing scheme, NFHS-6
2023–24. Households with at least one usual member covered; not the share of all people insured.
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| Place or category | Value% |
|---|---|
| Urban India (survey coverage) | 56.4% |
| Rural India (survey coverage) | 62% |
| India (Manipur excluded) | 60.2% |
Provisional NFHS-6 estimates for the 2023–24 round; fieldwork May 2023–December 2024; Manipur excluded. Not 2026 administrative counts. Household-based and person-based indicators have different denominators. Each indicator retains its published universe. Improved drinking-water source is a source-type classification, including specified piped, protected and packaged sources. It does not by itself establish water quality testing, uninterrupted supply or safely managed service. Electricity presence is different from reliability, hours of supply and affordability. An account held by any household member is different from individual access or usage. NFHS-5 totals are shown only as printed by NFHS-6. Round comparisons need attention to changed coverage and definitions; do not mix a household share with a person share.
Original source table ↗ · India—Key Indicators, indicator 7; printed p.4 / PDF p.26
Download this complete tableDefinitions and evidence to use
Account presence and household membership measures, with personal ownership and effective protection kept separate.
Start with the geographic unit, observation period and denominator. Compare counts with counts, rates with rates and spending at compatible prices. Read the original table’s coverage before calculating a total or interpreting a difference.
Next questions and clear gaps
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